I authorize Janet Galipo to use my credit card to make a deduction as stated above (either in full or in a payment plan).
1. Late cancellations: If you cancel within four weeks of the course date, your deposit will not be refunded but may be applied to any future seminar by same instructor.
2. All personal information will remain private and confidential for instructor use only.
3. Course dates may be modified or cancelled. Full refund will be given in this case (does not apply to airfare or lodging).